OUR COMMITMENT TO PRIVACY
Thank you for visiting the Model Barn website.
Protecting consumer privacy is very important to us. Our Online Privacy
Statement is available to inform you about our collection and use of personal
information so that you can make informed choices about how your own information is collected
and used. This Online Privacy Statement reflects Model Barn policies covering personal
information collected at this website.
COLLECTION OF INFORMATION
Model Barn collects personal information in order to offer or provide goods and services to
consumers and our customers. We may obtain this information from a variety of sources:
- Directly from customer applications, questionnaires and other materials submitted to us
- From transactions in which Model Barn and consumers are involved
- From clickthru activity on our web sites
- From a variety of third-party sources, such as our business customers, government
repositories, consumer reporting agencies and other financial institutions.
DISCLOSURE OF INFORMATION
Model Barn does not disclose customer information to third parties without first giving
customers an opportunity to opt-out of certain kinds of disclosures. There are some disclosures
to third parties that are not subject to the opt-out, such as disclosures necessary to effect,
administer or enforce a transaction requested by you, to companies that perform services for us
or to prevent fraud.
Finally, Model Barn may disclose information about former customers to third
parties and companies with which Model Barn is affiliated, as well as unaffiliated third
parties. Those disclosures may consist of the following:
- Financial background information describing a customer's financial status
- Identification information, such as name and address data
- Transaction information, such as account activity, debit activity or credit activity
- Other information relating to financial matters.
RECIPIENTS OF INFORMATION
Model Barn may disclose consumer information to companies affiliated with Model Barn and to
companies or other parties not affiliated with Model Barn
(subject to consumers' opt-out
These recipients include:
- Financial institutions, such as banks, credit card companies and brokerage houses
- Companies that process transactions or provide other services for us
- Government agencies
- In addition, under New Zealand law Model Barn is permitted to disclose customer
certain recipients, like credit reporting.
WE ARE COMMITTED TO PROTECTING THE CONFIDENTIALITY OF PERSONAL CONSUMER INFORMATION
Model Barn limits access to personal information to those employees of Model Barn and its
affiliates who need it to fulfill their business responsibilities.
Employees must adhere to
Model Barn privacy policies. Employees violating these policies may be subject to disciplinary
action, up to and including dismissal.
Vendors and other outside contractors we engage are
subject to our contractual requirements to ensure that sensitive personal information is
WE USE APPROPRIATE SECURITY SAFEGUARDS
At Model Barn, security is a priority. We employ appropriate measures to protect consumer
information against unauthorized access, disclosure, alteration or destruction. These may
include, among others,
encryption, physical access security and other appropriate technologies. Model Barn
reviews and enhances its security systems, as necessary.
WE MAINTAIN PROCEDURES TO ASSURE THE QUALITY OF INFORMATION WE COLLECT AND WHERE APPLICABLE,
WE WILL INFORM CONSUMERS ABOUT HOW THEY CAN ACCESS THEIR PERSONAL INFORMATION AND MAKE
CORRECTIONS, IF NECESSARY
Model Barn employs appropriate measures to assure the quality of information we collect directly
from consumers. Where Model Barn collects information directly from consumers or sources other
than our business customers, we permit them, if possible, to dispute or correct any erroneous or
out-of-date personally identifiable information. Of course, this correction would not be
possible if the information is proprietary to one of our business customers, reflects historical
transaction information or if correction would violate the privacy or legal rights of a third
party. Where applicable, we abide by laws related to such information. You can correct factual
errors in your personally identifiable information by sending us a written request that credibly
shows error. We reserve the right to independently verify claims made. To protect your privacy
and security, we also will take reasonable steps to verify your identity before making
corrections. We reserve the right to assess a service charge for providing you any information
in connection with your request.
THE MODEL BARN WEBSITE IS NOT DIRECTED AT CHILDREN UNDER THE AGE OF 13
Our website is not directed at children under the age of 13 and Model Barn does not collect or
maintain information at our website from those we actually know are under the age of 13.
WEBSITE MAY BE LINKED TO OTHER WEBSITES
Model Barn may create links to third party websites. Model Barn is not responsible for the
content or privacy practices employed by websites that are linked from our website.
OPT OUT RIGHT
Model Barn may disclose consumer information to third parties as described earlier in this
notice. Many of these disclosures are beneficial to consumers because they permit goods and
services of interest to consumers to be offered to consumers at attractive rates. We strive to
give consumers choices about how their data will be used. You have the right to opt-out of
(direct us not to make) these disclosures when the consumer information is about you. Of course,
there are some disclosures to third parties that are not subject to the opt-out, such as
disclosures necessary to effect, administer or enforce a transaction requested by you, to
companies that perform services for us or to prevent fraud. When you use this service, you will
be asked whether you wish to opt out. If you wish to opt out, simply check the appropriate box
and submit your choice.
If you have any questions or indeed comments about our Online Privacy Statement,or for
some reason believe we have not adhered to our statement, please contact:
E-mail the Model Barn: email@example.com
We may alter this statement as needed for certain products and services and to abide by
local laws or regulations around the world. Model Barn reserves the right to amend or modify
this statement from time to time. We urge you to review this statement whenever you visit in
order to obtain the most current statement. You may change your choices at any time.